Buy Here Pay Here

Buy Here Pay Here at Pinnacle Cars

At Pinnacle Cars in Hartsville, SC, we believe everyone deserves a dependable vehicle-no matter their credit history. That's why we offer Buy Here Pay Here (BHPH) financing designed to make car ownership simple, flexible, and stress-free.

What Is Buy Here Pay Here?

Buy Here Pay Here means you finance your vehicle directly through us, not a bank or credit union. That makes the process faster, easier, and more personal. We handle everything right here on-site-from helping you choose the right vehicle to setting up affordable payments that fit your budget.

Who Benefits from Buy Here Pay Here?

Our program is perfect for customers who:

  • Have credit challenges or no credit history at all
  • Need a fresh start after a repossession or bankruptcy
  • Want a dependable vehicle quickly without waiting for bank approval
  • Prefer local, face-to-face service from people who understand their situation

At Pinnacle Cars, your job and steady income are often all you need to get approved.

Why Choose Pinnacle Cars for BHPH Financing?

  • Fast, simple approvals - often the same day
  • Flexible down payments and payment options
  • Weekly, bi-weekly, or monthly payment plans that fit your pay schedule
  • Local decision-making - we don't send your application off to a corporate lender
  • Quality, inspected vehicles you can trust to get you where you need to go

We're a family-owned dealership, and we take pride in helping our Hartsville neighbors rebuild credit and get back on the road with confidence.

Rebuild Your Credit, One Payment at a Time

Making on-time payments through our Buy Here Pay Here program can help you establish or rebuild your credit, opening the door to better financial opportunities in the future.

Visit Us Today

Stop by Pinnacle Cars in Hartsville to learn more about our Buy Here Pay Here options and browse our latest inventory of affordable cars, trucks, and SUVs.

We say yes when others say no.

Pinnacle Cars - Drive away with confidence.